Our Solution Offering

High-net-worth investors often seek global access, flexibility, and long-term coordination across their portfolios. Crown Global provides access to an ever-growing platform of global assets through insurance dedicated funds and separately managed accounts managed by external asset managers and private banks, supporting efficient wealth planning and portfolio continuity.

Philanthropy is often an integral part of a family’s long-term vision. Crown Global’s life insurance solutions can play a unique role in supporting charitable goals, aiding families make meaningful gifts while preserving personal or family wealth objectives.

For example, a policy can be owned by a charitable foundation or named as a policy beneficiary, providing future funding for a chosen cause. The arrangement can be structured to remain flexible, and the policy’s value can grow within the insurance until the charitable gift is realized.

Life insurance can be an effective tool to support estate and succession planning goals. It can provide liquidity, balance inheritances among heirs, or fund tax obligations that may arise at death, allowing families to preserve and transfer wealth according to their own wishes.

For example, policies may be held through trusts or other estate planning entities to reflect how families wish to manage and transfer their wealth. Alternatively, an insurance policy can be owned by an individual, depending on the client’s objectives.

Many families today have members, assets, and structures spread across multiple jurisdictions. Differing tax systems, reporting standards, and succession laws (such as common law vs. civil law) can make coordinated planning complex and difficult to align.

Crown Global’s dual-compliant life insurance solutions can assist in creating a consistent framework that supports wealth transfer, governance, and investment objectives across borders. We work with families and their advisors to design structures that align with each family’s vision and values.

Families with a spouse, child, parent, or other relative who is or may become a U.S. taxpayer often face complex income, estate, accounting and reporting considerations. A single U.S. connection can introduce cross-border planning challenges affecting the entire family structure.
Crown Global assists these families and their advisors in structuring insurance-based solutions that complement existing family and trust arrangements.

Trustees and other fiduciaries play a central role in implementing and maintaining long-term wealth structures. Crown Global’s insurance-based solutions can be integrated to support estate, succession, and liquidity planning across jurisdictions.

Crown Global collaborates with trustees and their advisors to design insurance solutions that align with fiduciary responsibilities and client goals — whether this involves U.S. connections, relocations, or broader international and complex planning.

Foreign trusts with U.S. beneficiaries often face complex U.S. income and reporting requirements, especially when a trust transitions from a grantor to a non-grantor status. Such changes may create significant tax consequences and limit investment flexibility.

Trustees may also have fiduciary duties to address these risks proactively. When used alongside trusts, insurance-based structuring solutions can mitigate these challenges by simplifying administration, improving reporting consistency, and allowing broader investment access, including into Passive Foreign Investment Companies (PFICs).
Crown Global works with trustees and their advisors to design solutions that align with fiduciary duties and the long-term objectives of the trust and its beneficiaries.

Families and individuals with a U.S. tax connection, whether through citizenship, residency, or U.S.-based assets, face unique planning considerations. Life insurance can serve as a flexible tool within compliant, long-term wealth planning structures.

Crown Global works with trusted advisors to design solutions that align with U.S. tax requirements while supporting international family and investment objectives.

Global investors often allocate capital to the U.S. while managing exposure to U.S. income and estate taxation. Tailored life insurance can provide a framework to support these objectives, helping families, individuals and institutions structure ownership and succession in a client-friendly manner.

Crown Global works with advisors to design bespoke solutions that align with the investment, estate, and reporting considerations of globally invested families.

Individuals and families preparing to move to the United States are often faced with complex income and estate tax considerations. Planning in advance of establishing a U.S. residency can help structure assets more efficiently.

Crown Global’s life insurance solutions can easily be integrated into pre-immigration strategies to support liquidity, succession, and wealth preservation goals, helping families enter the U.S. with a clear and compliant framework.

Short-term residence in the United States for work, sport contracts, or other engagements often creates U.S. income and estate tax exposure. Thoughtful planning helps manage these obligations and preserve flexibility for when circumstances change.

Crown Global can assist advisors in planning for such situations by providing annuity and life insurance structures that support their clients’ mobility, compliance, and long-term financial objectives.

U.S. persons who live abroad or wish to establish residency in another country often remain subject to U.S. income, reporting, and estate tax requirements. Managing such obligations across jurisdictions requires careful coordination and planning.

Crown Global assists clients and their advisors by providing insurance-based solutions that help address these complexities while supporting the clients’ financial objectives and mobility.

Crown Global enables institutional investors to access a wide range of investment funds through insurance-enabled strategies. These structures offer flexibility and transparency often unavailable through traditional insurance providers. Key features include the ability to integrate customized investment mandates (subject to insurer approval), utilize approved asset and fund managers, and align with reporting requirements.

Tax-exempt investors generally are taxed on investment income considered to be Unrelated Business Taxable Income (“UBTI”) or Effectively Connected Income (“ECI”). Certain Crown Global insurance solutions are designed to minimize the impact of UBTI and ECI, allowing for fewer constraints in the allocation process.

Crown Global’s structures can effectively address the needs of traditional bank-owned life insurance (BOLI) and corporate-owned life insurance (COLI) programs. These solutions are designed to align asset performance with institutional objectives while simplifying administration and accounting processes.

Crown Global provides a unique distribution platform for banks, RIAs and fund channels, which offers a simplified, one-stop, aggregation vehicle for insurance dedicated funds investments for smaller premiums. This platform opens access to a wide range of investment opportunities that have customarily been restricted to larger investment minimums.

Crown Global provides clients with access to a wide choice of onshore and offshore investments through insurance-dedicated funds and separately managed accounts (SMA) strategies offered by approved investment advisors. These funds and SMA strategies are available within an independent, open-architecture platform designed to complement each client’s wealth planning structure and facilitate the orderly transfer of assets to future generations.

Many non-U.S. financial institutions face limitations when serving clients who are U.S. residents or citizens due to regulatory and reporting requirements. These challenges can make it difficult to maintain existing relationships and to onboard new clients with U.S. connections.

Crown Global works with financial institutions to develop insurance-based frameworks that aid in preserving and expanding these relationships, supporting both the institution’s obligations and the client’s long-term planning objectives.

Private banks, asset managers, reinsurance providers and other advisory professionals play a central role in helping clients structure and oversee their global wealth. When clients have cross-border lives, multijurisdictional assets, or complex ownership structures, traditional planning tools may not always satisfy compliance, reporting, or long-term strategic needs.

Crown Global collaborates with a wide ecosystem of professionals, including private banks, specialized insurance brokers, attorneys, trustees, family offices, and our trusted reinsurance partners.
Our reinsurance partners are fundamental to the strength and resilience of our offerings. Their participation enhances risk management, supports long-term policy stability, and reinforces the security and continuity that clients and advisors expect from sophisticated insurance-based planning.

Together with these partners, Crown Global integrates life insurance solutions into broader wealth and estate strategies that promote continuity, provide access to a global investment universe, and support long-term relationship management across generations.