Legal Disclaimer

By accessing, reading, and making use of the Web pages provided by Crown Global Insurance Group LLC and/or its affiliates (collectively, Crown Global, we or us), you agree to be bound by the terms and conditions set out below and on the respective Web pages.  If you do not wish to be bound by these terms and conditions, you may not access or use the information or service provided on the pages.  Should you get dissatisfied with any Web page or with any terms and conditions related thereto, your sole and exclusive remedy is to discontinue accessing the respective page.  In the event that any portion of all the terms and conditions on this Web page is held to be unenforceable, the unenforceable portion shall be construed in accordance with applicable law as nearly as possible to reflect the original intentions of Crown and the remainder of the provisions shall remain in full force and effect.

The content of this website was created by Crown Global and is for your general information and use only. Crown Global is not providing insurance, investment, estate planning, legal, tax, accounting, financial or other advice through this website and the content of this website is not a substitute for obtaining such advice from professional advisors. This website and its contents do not constitute an offer to sell or the solicitation of the sale of or an offer to purchase any securities, insurance product or any other product or service. Crown Global is not authorized to sell or solicit the sale of insurance or securities in the United States and its products are not available in the United States or any other jurisdiction where their sale or solicitation for sale is prohibited. None of the products described on this website or otherwise provided by Crown Global is or will be registered with or approved by the United States Securities Exchange Commission or the securities commission of any state or other jurisdiction.

You hereby represent and warrant that, to the extent that the information herein relates to any securities or insurance, you will not use any of the information for the purpose of offering or selling or soliciting the sale or offer to purchase any security or insurance (or for the purpose of assisting, directly or indirectly, or participating, directly or indirectly, in any such undertaking) to or from any person that would violate the securities, insurance or other laws of any jurisdiction. You further represent that you have initiated your use of this website without solicitation from us.

The information contained on this website is subject to change or removal without notice.

This website and the information contained on it is provided as is. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. Any reliance you place on or use of such information and materials is therefore strictly at your own risk, for which we shall not be liable.

The trademarks, names, logos and service marks (collectively trademarks) displayed on this website are registered and unregistered trademarks of Crown Global. Nothing on this website should be construed as granting any license or right to use any trademark without the prior written permission of Crown Global. All trademarks reproduced in this website which are not the property of, or licensed to, Crown Global are the property of their respective owners.

This website is owned and operated by Crown Global. Any unauthorized disclosure, use, dissemination, forwarding, printing or copying of the information contained herein, in whole or in part, without the express written consent of Crown Global is prohibited.

Crown Global has no obligation to monitor any transmission made through its Website.  However, you agree that Crown Global has the right to monitor its Website electronically from time to time and to disclose any information as necessary to satisfy any law, regulation, or governmental request or to protect itself.

From time to time this website may include links to other websites or resources. Crown Global believes that its making available links to publicly accessible sites is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. These links are provided for your convenience to provide further information.  Crown Global will remove any third party linked site upon receipt of an appropriate written request.

We have no responsibility for the content of the linked website(s).  These linked websites are not monitored by Crown Global or under the control of Crown Global and Crown Global is not responsible for the contents of any linked website or any link contained in a linked website, or any changes or updates to such websites.  These links are provided only as a convenience, and the inclusion of any links does not imply endorsement by Crown Global of any website. 

You may not create a link to any page of this website without our prior written consent. Your website:

  • May link to, but not replicate, content contained in our website;

  • Must not create a border environment or browser around content contained in our website;

  • Must not present disparaging, misleading, or false information about the content, services, or products on our website;

  • Must not misrepresent our relationship with you, or purport to eliminate, replace or supersede the Legal Disclaimer or other disclaimers appearing on our website;

  • Must not imply that we are sponsoring you or the content, services, or products on your website;

  • Must not use our trademarks, logos, trade names, or other intellectual property without prior written permission from us;

  • Must not contain content that could be construed as obscene, libelous, defamatory, pornographic, or inappropriate for all ages;

  • Must not contain materials that would violate any laws.

We shall not be liable to you for the content of our website or links on our website to other websites.  You acknowledge that we may immediately terminate this consent at any time, without penalty, with or without cause, and with or without notice.  If the grant provided in this consent is terminated, you must remove the subject hypertext link to our website within one (1) business day of termination.

This consent shall be governed by the laws of Bermuda.  This consent is the entire understanding between the parties relating to the subject matter referenced herein and supersedes all prior or contemporaneous understandings, whether written or oral.  You shall indemnify, defend, and hold harmless Crown Global, and its directors, officers, employees, agents, shareholders, and representatives, from any claim, action, allegation, damages, or liability (including attorney’s fees) arising or relating to your breach of, or negligent acts or omission relating to, your obligations under this consent.

The foregoing indemnities shall survive expiration or termination of this consent.  You may not assign this consent, in whole or in part, without our prior written permission.  You shall have no power or authority to assume or create any obligation or responsibility on behalf of us nor may you hold yourself out, by implication or otherwise, as holding such power or authority. This consent may only be modified, and a party may only waive its rights under this consent by a written document executed by you and us.  Any failure to enforce any provision of this consent shall not constitute a waiver thereof or of any other provision hereof.  In the event any term of this consent is found by any court to be void or otherwise unenforceable, the remainder of this consent shall remain valid and enforceable as though such term were absent.

If you do create a link to a page of this website with our consent, you do so at your own risk and these terms and conditions, including the exclusions and limitations, will apply to your use of this website by linking to it. We shall not be responsible for and disclaim all liability for any loss, liability, damage (whether direct, indirect or consequential), personal injury or expense of any nature whatsoever which may be suffered by you or any third party (including your company), as a result of or which may be attributable, directly or indirectly, to your access and use of this website or any other website linked to this website, any information contained on this website or any such linked website, your or your company’s personal information or material and information transmitted over our system. In particular, neither we nor any third party or data or content provider shall be liable in any way to you or to any other person, firm or corporation whatsoever for any loss, liability, damage (whether direct or consequential), personal injury or expense of any nature whatsoever arising from your use of this website, or for any actions taken in reliance thereon or occasioned thereby or by reason of non-performance or interruption, or termination thereof. It is your responsibility to scan this website and any files from this website for computer viruses and other defects. Any provision of any of these terms, conditions and disclosures which is or becomes unenforceable in any jurisdiction, whether due to being void, invalid or illegal or for any other reason whatsoever shall, in such jurisdiction only and only to the extent that it is so unenforceable, be treated as void and the remaining provisions of these terms, conditions and disclosure shall remain in full force and effect.

Crown Global does not warrant that any information, software, or other material accessible through its Website is free of viruses, worms, Trojan horses, or other harmful components. Crown Global declines any liability for any computer virus that may be loaded into users’ computers from this site.  We strongly recommend that users of this site obtain and use appropriate anti-virus software.

When making use of Crown Global’s Website you may not:

  • Pose or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, profane, or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any local, national, or international law, including without limitation the U.S. export control laws and regulations;

  • Post or transmit any information or software which contains a virus, worm, Trojan horse, or other harmful component;

  • Post, publish, transmit, reproduce, distribute or in any way exploit any information, software, or other material obtained through our Web pages for commercial purposes (other than expressly permitted by the provider of such information, software, or other material);

  • Upload, post, publish, transmit, reproduce, or distribute in any way, information, software, or other material obtained through our Web pages which are protected bycopyright, or other proprietary right, or derivative works with respect thereto, without obtaining permission of the copyright owner or right-holder; or

  • Upload, post, publish, reproduce, transmit or distribute in any way any component or our Web pages themselves or derivative works with respect thereto, except where expressly stated. 

Use of this website shall in all respects be governed by the laws of Bermuda, regardless of the laws that might be applicable under principles of conflicts of law. You agree that the courts located in Bermuda shall have exclusive jurisdiction over all controversies arising from your use of this website and agree that venue is proper in those courts.

We reserve the right to change these terms, conditions and disclosures from time to time as we see fit and your continued use of the website will signify your acceptance of any adjustment to these terms. You are therefore advised to re-read this statement on a regular basis.